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Are you frequently faced with these pain points?

High fraud rate:

Elevated transaction risks, threatened capital security, heavy fraud‑related losses

High chargeback rate:

High dispute resolution costs, heavy resource consumption, disrupted cash flow

Low authorization rate:

Lost legitimate orders, profit reduction of 10%–20% due to over- stringent risk control

High barrier to risk control technology:

Insufficient anti-fraud expertise, lack of big data support, poor complex risk mitigation.

WeTech is fully integrated with leading payment processors and platforms including Adyen, Stripe, Shopify, and PayPal, enabling automated chargeback/dispute alerts and resolution to effectively lower chargeback rates.

WeTech
One-Stop Risk Control Service System

Prevent (Prevention)

Anti-fraud, Transaction Enquiry Alerts

Proactively identify and block fraudulent transactions to reduce losses

Inform (Notification)

Fraud/Dispute Notifications (TC40/TC15)

Obtain real-time risk early warnings to prevent risks before they occur

WeTech Agentic Risk

AI vs. AI — Building a Risk Control Foundation for AI Agent Shopping

Auxiliary Tools

Email verification, BIN Lookups, Web Content Monitoring

All-round data verification to improve the accuracy of risk control

Resolve (Resolution)

Dispute resolution, chargeback defense

Efficiently handle occurred disputes to mitigate impacts

Industry Solutions

  • 跨境电商

    Cross-border E-commerce

    Against the complex transaction landscape of cross-border e-commerce, we deliver multi-dimensional risk identification capabilities to prevent account takeover, credit card fraud, malicious refunds and other threats, safeguarding transaction and capital security.

    • Account Takeover：Cybercriminals steal user accounts through credential stuffing, phishing and other tactics to conduct malicious transactions or cash out.
    • Logistics Fraud：Bad actors tamper with tracking information, swap goods or forge delivery confirmation.
    • Coupon Abuse：Cybercriminals register mass accounts to arbitrage coupons, causing waste of marketing funds.
    • Malicious Refunds：Buyers falsely claim non-receipt or submit fake returns after receiving goods to fraudulently obtain refunds.
    • Credit Card Fraud：Fraudsters place orders with stolen credit cards, leaving merchants responsible for chargeback losses and heavy penalties.
    Learn More
  • 游戏出海

    Global Gaming

    Due to the high value and easy liquidity of virtual goods, the gaming industry has become a prime target for fraud attacks.

    • Payment-related risks：Stolen-card top-ups, organized fraud, and friendly fraud (malicious chargebacks after top-up) occur frequently.
    • In-game risk control risks：Fraudulent accounts quickly transfer virtual assets after top-ups, and bulk accounts are used to convert virtual currency for real-world funds.
    • Emerging transaction risks：Emerging transaction models such as AI-agent top-ups and cross-border proxy payments introduce challenges including untrusted identities, unclear authorization, unregulated user behavior, and difficulties in providing evidence for dispute resolution.
    Learn More
  • AI购物

    WeTech Agentic Risk

    Traditional risk control can no longer mitigate emerging risks posed by AI agents. WeTech Agentic Risk is a risk control solution purpose-built for AI agent transactions.

    Through real-time “AI-vs-AI” adversarial monitoring, it reshapes trust from “Know Your Customer (KYC)” to “Know Your Agent (KYA)” — making every transaction trustworthy, controllable, and verifiable. It maximizes payment success rates and business growth while ensuring security.

    Risks brought by Agentic Commerce (AI-agent shopping): AI agents feature untrusted identities, uncontrollable behaviors and blurred authorization boundaries.

    Learn More
  • 支付机构

    Payment Institutions

    With our cutting-edge AI risk control technology, WeTech enables payment institutions to build an intelligent, real-time, and comprehensive risk management system, effectively cutting fraud losses, improving transaction compliance, and enhancing operational efficiency.

    • Difficulty in detecting fraudulent transactions
    • Complex and diversified merchant risks
    • High cost of chargeback management costs
    • Data and technical challenges
    Learn More
  • 跨境电商

    Subscription

    • High chargeback and fraud rates leading to significant losses
    • Lack of proactive intervention mechanisms leads to missed the critical window for user communication
    • Falling payment authorization rates and high subscription renewal failure ratios.
    • Passive dispute responses post-chargeback with low resolution success rates
    Learn More

Technical Capabilities

Driven by cutting-edge AI technology, we build a robust risk control technology moat.

Machine Learning & Deep Learning

Proprietary distributed machine learning framework supporting ultra-large-scale feature engineering and model training, enabling automated feature extraction and model optimization.

50%
Model iteration speed increased by
99%+
Accuracy rate
  • Deep Neural Networks (DNN): Multi-layer DNN architecture for automatic high-dimensional feature extraction.
  • Ensemble Learning:Multi-model fusion to improve prediction stability.
  • Online Learning:Real-time feedback updates to quickly adapt to new patterns.
  • Sample Balancing:Intelligent sampling strategies to solve data imbalance issues.
  • Response Time:Average risk decision latency: <100ms
  • Concurrency Capacity:Peak transaction processing: 1,000,000+ per second
  • Availability:System uptime: 99.99%

Real-time Computing Capabilities

Built on in-memory computing and stream processing technologies, we deliver a millisecond-level risk decision engine capable of processing millions of concurrent transactions in real time.

DistributedArchitectureElastic scaling, highavailabilityguarantee

Knowledge Graph Technology

Builds a large-scale relational network to deeply mine associations between entities, effectively identifying organized fraud and money laundering networks.

99.5%
Accuracy rate
5000+
Device type coverage
  • Device Fingerprinting:Cross-platform device identification to detect spoofed environments
  • Behavioral Biometrics:Operation habit analysis to distinguish human vs. machine interactions
  • Environment Integrity Detection:Root/jailbreak detection and debugger identification

Protect Every Transaction Worldwide with AI

Global Coverage

WeTech's AI risk control system now covers 200+ countries and regions worldwide, supporting complex transaction scenarios across multiple languages, currencies, and business models — providing 7x24 uninterrupted security for global businesses.

200+
countries/regions
50+
currencies
15+
languages supported

Client Scale

10000+
Enterprise Clients

Serving over a thousand cross-border e-commerce businesses, payment institutions, and site builder platforms

1B+
Daily Transactions

Processing over 1 billion global transaction requests every day

99.9%
Customer Satisfaction

Extremely high customer satisfaction and renewal rate